Nassau Personal Retirement Choice®

Put your retirement savings to work for your future.

Nassau Personal Retirement Choice Brochure Cover

Nassau Personal Retirement Choice® is designed as a long-term retirement planning vehicle to help you make the most of your hard-earned savings and create a secure financial future. This product has one fixed account and 16 indexed accounts with index credits linked to the positive performance of one of four market indices: Nasdaq-100®, S&P 500®, Smart Passage SG Index®, and the CS Tactical Multi Asset™ Indices. Designed for individuals who seek to benefit from the upside potential of the equity markets without risking loss of principal due to market downturns1.

Its accumulation features include:

  • A Premium Bonus at issue and potential for growth with positive market performance, and protection from downturns. The premium bonus may also vary based on if the optional Income Benefit is purchased. The product includes a 7% Free Withdrawal for the life of the contract and a competitive 12-year surrender charge schedule in most states.
  • An optional Guaranteed Lifetime Income Benefit rider (Income Benefit) is also available that guarantees income payments every year for life once the rider is exercised, provided certain conditions are met2. There is an additional fee associated with this rider.
  1. Your principal is protected against market losses and guaranteed under the base contract. Applicable rider and indexed account strategy fees will be deducted from the contract value and this could potentially result in a loss of principal if the contract has had interest credits less than the fees.
  2. Optional riders involve an added fee that is deducted annually from the contract value. Certain riders may not be available in all states.